Overview
How these terms and conditions apply
These Terms & Conditions govern your access to and use of the Gilchrist Associates website, including any downloadable business control documents, digital resources, and related content made available through our online shop.
By visiting this website, placing an order, downloading a product, or using any material purchased from us, you agree to be bound by these terms and by our Privacy Policy. If you do not agree, please do not use the website or purchase our products.
These terms are intended to explain your rights, your responsibilities, and the limits that apply to digital purchases, intellectual property, acceptable use, and liability.
Key terms for digital document purchases
The following summary highlights the main conditions that apply when you buy and use our downloadable business documents.

Purchases
Orders and payment
All prices, product details, and availability are subject to change without notice. Payment must be completed before access to digital files is provided. You are responsible for ensuring that your billing information is accurate and that you are authorized to use the selected payment method.
Downloads
Digital delivery and refunds
Because our products are digital and delivered electronically, access is typically provided immediately after purchase. Unless required by law, digital product sales are generally final once download access has been granted. If you experience a technical issue with delivery, contact us and we will work to resolve it.


Use rights
License and acceptable use
When you purchase a document from Gilchrist Associates, you receive a limited, non-exclusive, non-transferable license to use the material for your internal business purposes. You may not resell, redistribute, sublicense, share publicly, or present the documents as your own original work unless we expressly state otherwise in writing.
Important
Disclaimers and limits
Our documents and website content are provided for general informational and business support purposes. They are not legal, tax, accounting, regulatory, or other professional advice, and you should obtain qualified advice tailored to your situation before relying on any document or template.
To the fullest extent permitted by law, Gilchrist Associates disclaims warranties of any kind, whether express or implied, and will not be liable for indirect, incidental, special, or consequential damages arising from your use of the website, inability to access digital files, or reliance on purchased materials. Our total liability for any claim relating to a product or order will not exceed the amount paid for that product.

